+91 90000 00000 | support@lonify.in
Mon - Sat, 10:00 AM - 6:00 PM
RBI registered NBFC

Loans made simple and transparent

Apply in 2 minutes. Track every step online. No upfront charges.

  • Simple 6-field application
  • Track every step online with your Application ID
  • All charges shown upfront in your Key Fact Statement
  • Every document verifiable by QR code
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No login needed. You'll get an Application ID to track your loan.
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Our Loan Products

Choose the loan that fits your need. Every product comes with clear terms and fixed EMIs.

Personal Loan

For weddings, travel, medical needs or any personal expense.

  • Rs. 25,000 - Rs. 10,00,000
  • Interest from 14.00% p.a.
  • Processing fee 2.00% + GST, deducted at disbursal
Apply Details
Business Loan

Working capital and expansion funding for small businesses.

  • Rs. 50,000 - Rs. 25,00,000
  • Interest from 16.00% p.a.
  • Processing fee 2.50% + GST, deducted at disbursal
Apply Details
Education Loan

Fees, books and living costs for higher studies.

  • Rs. 25,000 - Rs. 15,00,000
  • Interest from 11.50% p.a.
  • Processing fee 1.00% + GST, deducted at disbursal
Apply Details
Home Renovation Loan

Repairs, interiors and upgrades for your home.

  • Rs. 50,000 - Rs. 20,00,000
  • Interest from 13.00% p.a.
  • Processing fee 1.50% + GST, deducted at disbursal
Apply Details
Two Wheeler Loan

Finance your new bike or scooter.

  • Rs. 20,000 - Rs. 3,00,000
  • Interest from 12.50% p.a.
  • Processing fee 1.50% + GST, deducted at disbursal
Apply Details
Gold Loan

Instant funds against your gold ornaments.

  • Rs. 10,000 - Rs. 10,00,000
  • Interest from 10.50% p.a.
  • Processing fee 0.50% + GST, deducted at disbursal
Apply Details

How it works

A clear, step-by-step process. You can see exactly where your application is at any time.

1
Apply online

Fill 6 simple details and get your Application ID instantly.

2
Share KYC

Upload the documents we request on your tracking page.

3
Get sanctioned

Receive your sanction letter and Key Fact Statement.

4
Sign agreement

Download, sign and upload your loan agreement.

5
Receive funds

Money is sent directly to your bank account.

Why choose Lonify?

Complete transparency

Interest, APR and every fee are listed in your Key Fact Statement before you sign.

No hidden or "release" charges

The processing fee is deducted from the disbursed amount. We never ask for money to release a loan.

Verifiable documents

Scan the QR code on any letter to confirm it was issued by us.

Real support

Raise a query from your tracking page and get replies by email.

EMI Calculator

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Figures are indicative. Your final rate, fees and APR are confirmed in the Key Fact Statement.

Frequently asked questions

Indian residents aged 21 to 60 with a regular source of income (salaried or self-employed) can apply.

Usually PAN, Aadhaar, the last 3 months of bank statements and income proof. Our team will tell you exactly what is required through your tracking page.

Open the Track Application page and enter your registered mobile number and Application ID. You can see each step and download documents as they are issued.

No. Lonify never asks for "GST", "TDS", "insurance" or "file charges" to release a loan. The processing fee shown in your Key Fact Statement is deducted from the disbursed amount unless your sanction letter clearly states otherwise, and any payment is made only to the account in the name of Lonify Finance Private Limited.

Every document we issue has a unique number and a QR code. Scan it or open the Verify Document page and enter the number to confirm it is genuine.

Yes. Contact our support team for the foreclosure amount. Charges, if any, are listed in your Key Fact Statement.
View all FAQs
Call us
+91 90000 00000
Mon - Sat, 10:00 AM - 6:00 PM
Email us
support@lonify.in
Visit us
Office No. 1, Business Park, Bhubaneswar, Odisha 751001